Monthly Archives: December, 2013

New Health Insurance Exchanges Want Young, Healthy People

 Competition for the support of the young may be the most fierce. Enroll America is using campaign-style data tools to identify the uninsured through census and consumer marketing data and then going door-to-door to find them. Young Invincibles has developed mobile phone apps to connect elusive younger people with the resources they need to sign up, basing the technology on Pew survey findings that African Americans and Latinos — groups with higher rates of uninsured — tend to use their phones more than other devices to get information about services available to them. On the other side, Generation Opportunity this fall plans a college bus tour to 20 campuses across the country. It hopes to counter Enroll America’s efforts with “good-looking” ambassadors bearing their message, according to the group’s president, Evan Feinberg.

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Obama looks to Hollywood to help promote his healthcare law


Bronze Plans Are Generally The Least Expensive, While Platinum Plans Are The Priciest.

 One pitch: You could go broke without it. One video spot focuses on Ajay, a 20-year-old uninsured student from Sacramento, who talks about how expensive out-of-pocket treatment can be for her asthma attacks. “As young people we often feel nothing can stop us,” she says, sitting in a coffee shop. “But all it takes is a fall or some kind of accident.” Outside groups are also nudging young folks to get with the program. On Saturday, Young Invincibles, a national advocacy group that backs the healthcare law, helped host a music festival in South Los Angeles to educate young people about Obamacare and answer questions. Between acts they put on a skit showing how a torn Achilles tendon from a pickup basketball game could result in thousands of dollars in medical bills for someone lacking coverage.

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Examining your health insurance options under Obamacare

 Four basic levels of coverage are sold through Covered California: Bronze, Silver, Gold and Platinum. Bronze plans are generally the least expensive, while Platinum plans are the priciest. For example, a family of four in Los Angeles earning $65,000 a year could pay $384 a month for a mid-level Silver plan. In general, more comprehensive plans have more expensive premiums but have lower out-of-pocket costs for medical care. For instance, a Bronze plan on average covers 60% of a person’s total healthcare costs. At the high end, Platinum plans cover 90%. People younger than 30 also have the option of a less expensive and more limited policy. There are subsidies: Individuals earning less than $45,960 annually may qualify for federal tax credits that lower their monthly premium. Subsidies are available for a family of four making less than $94,200.

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Competition For The Support Of The Young May Be The Most Fierce.

Global economic crisis spurred 5,000 additional suicides, study says

 Although previous research has linked the recession to higher suicide rates in various countries, no studies have tried to measure these effects on a global scale. So researchers at the University of Hong Kong and other institutions examined suicide trends in 54 countries around the world, using data on unemployment, gross domestic product and suicide deaths from the World Health Organization, the International Monetary Fund and the U.S. Centers for Disease Control and Prevention. Their analysis revealed an association between unemployment and suicide rates, which was especially strong for men in countries that used to have low unemployment. In 2009 alone, 37% higher unemployment seems to have fueled a 3.3% increase in the global suicide rate for men, according to the study, published online Tuesday by the journal BMJ. That 3.3% uptick translates into an additional 5,000 deaths. An estimated 2,700 to 3,700 of those additional deaths occurred  in 18 countries in the Americas, where the overall suicide rate jumped 6.4%, as the unemployment rate rose up to 101%, the study found. Another 2,400 to 3,500 additional deaths were recorded in 27 European countries, where the suicide rate rose 4.2% as the unemployment rate rose by as much as 35%. Relatively few additional suicides were tallied in Asia and Africa.

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